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Plans to fit your employees' needs

Our group plans include the health, dental, vision and supplemental insurance options your employees need.

Find an employer plan

Ready to learn more about employee coverage options? Whether you manage the benefits for thousands of employees or just a handful, we have a plan for you.

50 or fewer full-time employees

51 or more full-time employees

We're here for you

At Blue Cross and Blue Shield of North Carolina (Blue Cross NC), we help you meet tomorrow's challenges head on. We're a local company with services nationwide carriers can't give you, but we're also national in reach. 

Plans for every budget

Statewide, Blue Cross NC premiums average 10% less than the competition.1 As North Carolina’s preferred health insurer,2 we offer affordability without sacrificing quality.

Neighbors helping neighbors

North Carolinians have trusted us for more than 90 years.3 We help businesses like yours determine the best plan for you and your employees, and we offer hands-on support for easy plan transitions.

Network options

Save up to 18% on premiums with the Blue High Performance Network℠ (BlueHPN℠) compared to our PPO.4 Our Blue Options® PPO network features more than 95% of NC doctors and 98% of NC hospitals.5

Simple and easy for you

Blue Cross NC offers flexible plan options to meet your needs. From there, managing your plan is hassle-free thanks to the digital tools on our employer portal. 

Affordable Care Act (ACA) compliant

All fully insured health plans are compliant with the ACA.

Enroll with more flexibility

It's easy to work with Blue Cross NC. We treat you like a neighbor because you are one. Getting a quote is fast and simple with self-service quoting tools. 

Large group employer solutions

Find out how our solutions can encourage employees to make better health care decisions, fight health care barriers and more.

Point of Blue

See the latest employer news, health insights and community updates in our blog.

Cost & Savings

Price shopping for health care

How this simple practice can save you money.

Open Enrollment

Picking a health insurance plan?

Here are 5 questions to ask before choosing.

Health Insurance Basics

Navigating in-network and out-of-network charges

How knowing the difference can help you save money.


  1. 2022 TMP based on internal study comparing 2022 Blue Cross NC 1Q rates to 2022 1Q UHC rates. Price position is an average based on a comparison of our leading competition Q1 2022 rates across a representative sample of plans with comparable plan designs. Actual price positions will vary depending on plan design and policy effective date. Results are subject to change due to issuer rate revisions.

  2. Blue Cross NC Brand Tracking; Ipsos; July 2022.

  3. Blue Cross Blue Shield Association Internal Data; February 2023.

  4. Fully insured savings based on Blue Cross NC analysis (February 2022). North Carolina savings for BlueHPN compared to Blue Options® PPO. Fully insured savings are premium savings that include medical, Rx, administration, premium taxes and more. Results will vary based on employer location and plan selection.

  5. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of July 28, 2022.

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers several decision-support tools to aid you in making decisions around your health care experience. These tools are offered for your convenience and should be used only as reference tools. You should consult your own legal counsel, tax advisor or personal physician as applicable throughout your health care experience.