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Medicare Plans

Medicare that cares back

Plans starting at $01 - plus a network of more than 60,000 doctors and facilities statewide.2

Medicare's annual enrollment period (AEP) is coming up!

From October 15, 2023, to December 7, 2023, you can choose to keep your current plan or enroll in a new one. Need help navigating AEP? Sign up for an information session with one of our insurance experts.

Blue Medicare Advantage

With Blue Medicare Advantage, you get access to the Blue Cross NC network of doctors and hospitals with premiums starting at $0.1

  • Plans as low as $01
  • Large network of over 51,000 providers including hospital networks with Atrium, Cone Health, Duke Health, Mission Health, Novant, and UNC Health Care
  • $0 primary care (PCP) copays3
  • $0 prescription copays3 and large formulary
  • Dental and vision allowances
  • Hearing aid benefit
  • No-cost gym membership
  • Over-the-counter spending card
  • Post-discharge meals
  • Worldwide emergency care

Blue Medicare Supplement

Medicare Supplement helps cover some of the costs not covered by Original Medicare alone.

  • Plans as low as $384
  • Blue-to-BlueSM5: While most carriers offer the option to change plans just once a year with additional underwriting, our Blue-to-Blue program offers additional opportunities to switch if your needs or budget change – without having to answer additional health questions 
  • Hearing aid benefits
  • Fitness membership for most plans

Blue Medicare Rx (Part D)

Blue Medicare offers prescription benefits for your maintenance and as-needed medications.

  • A large formulary to ensure more of your medications are covered6
  • A large network of participating pharmacies
  • Mail-order options to help you save

Healthy Blue + Medicare (HMO D-SNP)

If you're eligible for Medicaid and Medicare, Healthy Blue + Medicare℠ may be the option for you.

  • Dental and vision allowances
  • Over-the-counter allowance
  • Gym and wellness benefit
  • Hearing aid benefit
  • Transportation benefit

Find a plan

Explore plans near you or get a personalized recommendation.

Explore plans

See Medicare plans available in your area.

Get a recommendation

Our Medicare Plan Finder can help you find a plan based on your individual needs. If you're a current Blue Cross NC member, log in to Blue Connect to get started. Not yet a member? No problem. Simply answer a few short questions to find the Blue Medicare plan that's right for you.

Medicare 101

Whether you're just getting started or are ready to enroll, we can help you choose a plan with confidence.


Choosing a Medicare plan?

Four factors to consider.


What is Medicare?

Understanding the four parts of Medicare.


When to enroll in Medicare

If you are enrolling in Medicare, there are several dates you need to know to sign up for coverage.

Blue Medicare HMO & PPO


(TTY 711)

7 days a week: 8 a.m. to 8 p.m.

Blue Medicare Supplement


(TTY 711)

7 days a week: 8 8 p.m.

Blue Medicare Rx (PDP)


(TTY 711)

7 days a week: 8 a.m. to 8 p.m.

Healthy Blue + Medicare℠


(TTY 711)

7 days a week: 8 a.m. to 8 p.m.

Corporate Addresses

Mailing Address

Blue Cross and Blue Shield of North Carolina
P.O. Box 2291
Durham, NC 27702

Street Address (Deliveries)

Blue Cross and Blue Shield of North Carolina
4615 University Drive
Durham, NC 27707


Source: U.S. News & World Report's "Best Medicare Advantage Plan Insurances Companies of 2022" Accessed 10/2021.

Blue Cross and Blue Shield of North Carolina is an HMO, HMO-POS PPO and PDP plan with a Medicare contract. Enrollment in Blue Cross and Blue Shield of North Carolina depends on contract renewal.

Blue Cross and Blue Shield of North Carolina Senior Health DBA Blue Cross and Blue Shield of North Carolina is an HMO-POS D-SNP plan with a Medicare contract and a NC State Medicaid Agency Contract (SMAC). Enrollment in Blue Cross and Blue Shield of North Carolina Senior Health depends upon contract renewal.

Blue Medicare Supplement plans offered: [Plan A: BMS A, 2/22, Plan G: BMS G, 2/22, Plan HI DED G: BMS HDG, 2/22, Plan K: BMS K, 2/22, Plan N: BMS N, 2/22.]

Blue Cross and Blue Shield of North Carolina does not discriminate based on race, ethnicity, national origin, religion, gender, age, mental or physical disability, health status, claims experience, medical history, genetic information, evidence of insurability, sexual orientation or source of payment. All Blue Cross and Blue Shield of North Carolina items and services are available to all eligible beneficiaries in the service area.

Links marked with an external site icon indicate that you're leaving and Blue Cross and Blue Shield of North Carolina's plan information. The site you're going to is either a third-party vendor contracted with Blue Cross NC to provide services or an external website independent of Blue Cross NC.

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  1. Available on select plans. You must continue to pay your Part B premium. Plans and premiums vary based on selected CMS-approved service areas. For more information contact the plan.

  2. Internal data, May 2023.

  3. Available on select plans.

  4. Blue Medicare Supplement Plan G-HD

  5. Members of plans sponsored by Blue Cross NC will be able to change to other plans available when they purchased their original plan. Plan changes for a January 1 effective date can occur between October 15 and December 31. Plan changes for a June 1 effective date can occur between May 1 and May 31. Certain limits apply.

  6. Formulary and pharmacy network may change at any time. You will receive notice when necessary.

The information on this page is current as of 10092022 | Y0079_12318_M CMS Accepted 10012023