Local group vision insurance

Benefits and premium depends on plan selected. This is a partial list of services not covered by your vision benefits plan. Refer to the member booklet for a full list of exclusions: Orthoptic or vision training, subnormal vision aids and any associated supplemental testing; aniseikonic lenses; medical and/or surgical treatment of the eye, eyes or supporting structures; any eye or vision examination, or any corrective eyewear required by a policyholder as a condition of employment; safety eyewear; services provided as a result of any workers' compensation law, or similar legislation, or required by any governmental agency or program whether federal, state or subdivisions thereof; plano (non-prescription) lenses and/or contact lenses; non-prescription sunglasses; two pairs of glasses in lieu of bifocals; services rendered after the date an insured person ceases to be covered under the policy, except when vision materials ordered before coverage ended are delivered, and the services rendered to the insured person are within 31 days from the date of such order; services or materials provided by any other group benefit providing vision care; lost or broken lenses, frames, eyeglasses or contact lenses will not be replaced except in the next benefit frequency when vision materials would next become available.

Certain brand-name vision materials in which the manufacturer imposes a no-discount practice are excluded. An allowance for frames and contacts with a copayment for lenses provide flexibility, while a flat dollar allowance provides an easy, single rate for your total eyeglasses – both lenses and frames, or contacts.